By providing your cell phone number, you have provided MyPaydayLoan.com with consent to send you text messages in conjunction with the services you have requested. Your cellular provider's Msg&Data Rates may apply to our confirmation message and all subsequent messages.
You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.
Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.
If we modify this SMS Wireless Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time.
If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information:
You agree and consent to be contacted by the Company, Our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and third-party collectors through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.
This policy applies to the text messages sent by MyPaydayLoan.com to our customers while and after they use our product. If you wish to stop receiving marketing text messages from MyPaydayLoan.com, reply to any text message we have sent you and in the reply text simply type STOP. [If you wish to stop receiving all text messages from MyPaydayLoan.com, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us.] Your stop request will become effective within one business day. You may also stop text messages by calling us or emailing us using the contact information below.
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. Upon receiving your text message, we will send you a text message with this information. It is our policy to send no more than six message[s] per month. In general, the messages we send provide you with information about your account. Some of the text message we send may include links to websites. To access these websites, you will need a web browser and Internet access.
To apply for this payday advance, you agree to use documents in an electronic
form."Electronic form" means displayed on a computer instead of printed
on a piece of paper (although we encourage you to print and save copies
of our documents from your computer), and sent back and forth by computer
instead of by mail or private courier. That includes the application form
and the payday advance agreement if approved, although we may require at
times paper copies of certain documents. You must also agree to accept
any notices and disclosures in electronic form, including disclosures required
by the Truth In Lending Act and other laws. You may not request paper copies
of any of these documents prior to approval of this transaction. Once approved,
we will send you electronic or paper copies of the documents used in your
payday advance transaction, but only if you request them in an e-mail sent
to email@example.com. BY SUBMITTING
A PAYDAY ADVANCE APPLICATION YOU AGREE AND CONSENT TO THE USE OF ELECTRONIC
DOCUMENTS AS DESCRIBED IN THIS NOTICE.
You have the right to withdraw your consent to use electronic documents at any time. You may communicate your decision to withdraw consent by e-mail to firstname.lastname@example.org. The notice will be effective when we receive it. However, your notice will not affect the validity or enforceability of any documents provided in electronic form prior to the notice, and will not in any way affect our rights under the payday advance contract to send an electronic instruction to your bank to withdraw funds from your account to settle the account. We will send paper documents to the address listed in your application unless you instruct us otherwise in your request for documents or notice withdrawing consent.
There will be no charge or fee for providing paper copies of documents relating to your payday advance if the total pages do not exceed ten (10) and you do not request a paper copy of any particular document more than once. A request for documents totaling more than ten (10) pages or for a particular document more than once will result in a charge of twenty-five cents ($.25) per page for all pages, paid in advance.
Your consent applies to all documents, notices and disclosures relating to this payday advance transaction, and any subsequent payday advance transactions with us, including this notice and all agreements to extend the due date of a payday advance or to renew a payday advance.
The minimum requirements for your computer equipment and software to view, print, send and receive electronic documents used in our program are the following: At minimum, a Pentium 100 or equivalent processor, 32 megs. of ram, 2 megs. of free space on your hard drive, 56k modem or similar device, attached laser or ink jet printer and a java enabled browser.
I agree to allow an information search of the Teletrack, Telecheck, and/or similar national databases. Teletrack, Telecheck, and similar databases are national databases of consumers, and contain information about transactions with lending, or credit related institutions. Subject to the provisions herein, any and all communications between Mypaydayloan.com and borrower regarding the matters herein, or related hereto, shall be strictly confidential. Neither Mypaydayloan.com nor borrower shall disclose to any third party, without the written permission of the other, any information or communication related hereto; except in the case of Mypaydayloan.com as may be reasonably necessary for the conduct of Mypaydayloan.com's business, or in the case of both parties as may be required by law.
COLLECTION AND USE OF BANK ACCOUNT INFORMATION FOR PURPOSES OF COLLECTING LOAN PAYMENTS: If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and eligible for payment retrieval.
Except where expressly provided otherwise herein, all emails, comments, feedback, information or materials submitted to Mypaydayloan.com through or in association with this web site ("Submissions") shall be considered Mypaydayloan.com's copyrighted property. By providing such Submissions to Mypaydayloan.com, you agree to assign to Mypaydayloan.com all worldwide rights, title and interest in the copyrights and other intellectual property rights to the Submissions.
You further agree that if Mypaydayloan.com is unable to service and approve your application they may refer your application to a third party who shall consider your application as intent to apply for their services. Any loan issued by a third party shall be serviced entirely by the issuing lender and not by Mypaydayloan.com, and shall be subject to the terms set forth by the issuing lender. This service does not constitute an offer or solicitation for short term loans in all states. This service may or may not be available in your particular state. The states this site services may change from time to time without notice. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions with Mypaydayloan.com